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Supplemental products give insurers and employers the ability to meet diverse and growing needs—but these products bring their own unique requirements and challenges. Whether you’re offering limited benefit medical, cancer, accident, critical illness or combination life and health products, Milliman has the specialised knowledge and data you need to be successful.
Our consultants are leaders in the supplemental benefits market, specialising in product design, pricing, and innovation. We provide product development and competitive analysis support to both new and existing carriers as they navigate this dynamic market. Our team specialises in a variety of products including critical illness, hospital indemnity, and accident as well as unique products such as travel accident and blanket special risk.
Our consultants offer robust experience analysis and reserving solutions focussed on supplemental products. We have supported our clients with detailed experience analysis and morbidity studies for a variety of products. Additionally, our consultants provide statutory and GAAP reserve support including incurred but not reported reserve calculations, active life reserve calculations, year-end asset adequacy testing, and appointed actuary support.
Our compliance consultants specialise in helping our clients find solutions to their compliance questions as well as developing necessary product filing materials. Our team has experience consulting with insurers regarding a variety of product design, market trend, and compliance questions. Our team also monitors legislative and regulatory changes that affect the insurance industry and compiles custom research applicable to compliance concerns.
Milliman provides guidance to clients on voluntary health benefits, which lie outside the typical major medical offering. Some of these benefits include critical illness insurance, accident insurance, disability insurance, and hospital indemnity insurance.
This report presents the results of Milliman’s 2019 Annual Survey of the U.S. Individual Disability Income Insurance Market.
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Get a handle on the complexity of estimating healthcare financial risk with the industry's leading actuarial services firm.
Litigate more effectively with expert testimony in trials and regulatory hearings, as well as consultation on settlement alternatives.
Build quality MedSupp solutions and succeed in a growing, yet complex market.
Make the right decisions when it comes time to enter a new market, launch a new product, or change benefits.
Ask the tough questions. We’re ready for them.